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Retail Finance

Consumer Finance

Consumer Finance Origination Product is one of the main functionalities that banks could provide to both existing and new customers. A customer has multiple options to generate personal loan offers, based on personal/employer information, legal status, eligibility etc.

Based on the details provided by the customer, which include the customer’s segment, liabilities and other details, the system provides available offers for the customer to choose from. The product provides automation of actions and integration with bank systems (core banking, master customer data, ECM etc.) to avoid manual work


enable any bank to:

mobile app
Automate the Consumer Finance Origination process in order to minimize the duplicate data entry.
Optimize the Consumer Finance Origination process and avoid rework.
Provide a single application for handling all consumer finance origination activities across all roles and departments. It supports browsers on PCs/laptops as well as mobile devices such as iPad.
Integration with ID card & Passport reader, Signature Capture, Core bank System, AML, and Customer Master Data.
Have a better monitoring and insight of Finance Origination applications.
Provide eligible offers to customers using rules to minimize human errors.
Validate fields in order to avoid data quality issues.
Automated credit decision based on the bank credit policies.
The system handles all consumer finance requests whether generated by the system interface deployed in branches, or through existing bank systems such as internet or mobile banking.
Available with standard integration services such as, but not limited to, Create / Update Customer, Create / Update Account, Get Internal Liabilities, Get Fraud Match, Get Customer Details, Credit Deviations, and Disburse.